<table cellspacing="0" cellpadding="0" border="0" ><tr><td valign="top" style="font: inherit;"><DIV>Dear FoCHAT Members (more than 850),</DIV>
<DIV> </DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 6pt; LINE-HEIGHT: 15.6pt; mso-margin-top-alt: auto"><B><SPAN style="COLOR: #333333; FONT-FAMILY: 'Verdana','sans-serif'"><?xml:namespace prefix = o ns = "urn:schemas-microsoft-com:office:office" /><o:p><FONT size=3> </FONT></o:p></SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 14pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'">1. CHAT meetings<o:p></o:p></SPAN></B></DIV>
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<LI class=MsoNormal style="MARGIN: 0in 0in 6pt; COLOR: #333333; LINE-HEIGHT: 15.6pt; mso-margin-top-alt: auto; mso-list: l0 level1 lfo3; tab-stops: list .5in"><FONT size=3><B><SPAN style="FONT-FAMILY: 'Verdana','sans-serif'">Time: Meetings on Wed. at 6:30 PM at </SPAN></B><B><SPAN style="COLOR: black; FONT-FAMILY: 'Verdana','sans-serif'">UNO</SPAN></B><B><SPAN style="FONT-FAMILY: 'Verdana','sans-serif'">, usually every other week</SPAN></B><SPAN style="FONT-FAMILY: 'Verdana','sans-serif'"> <o:p></o:p></SPAN></FONT></LI></UL>
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<LI class=MsoNormal style="MARGIN: 0in 0in 6pt; COLOR: #333333; LINE-HEIGHT: 15.6pt; mso-margin-top-alt: auto; mso-list: l2 level1 lfo4; tab-stops: list .5in"><FONT size=3><STRONG><SPAN style="FONT-FAMILY: 'Verdana','sans-serif'">Place: Room 179, </SPAN></STRONG><STRONG><SPAN style="COLOR: black; FONT-FAMILY: 'Verdana','sans-serif'">UNO </SPAN></STRONG><STRONG><SPAN style="FONT-FAMILY: 'Verdana','sans-serif'">Milneburg Hall,</SPAN></STRONG></FONT><SPAN style="FONT-FAMILY: 'Verdana','sans-serif'"><FONT size=3> on Milneburg Rd. (the road where the brand new dorms are, past the stop sign and the University Center and opposite the Fitness Center.<BR>Building #24: </FONT><A href="http://www.uno.edu/university/maps/pdf/maincampusmap.pdf"><FONT color=#0000ff size=3>Directions to the Business Bldg are given on the Campus Map for UNO</FONT></A><FONT size=3> <o:p></o:p></FONT></SPAN></LI></UL>
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<LI class=MsoNormal style="MARGIN: 0in 0in 6pt; COLOR: #333333; LINE-HEIGHT: 15.6pt; mso-margin-top-alt: auto; mso-list: l3 level1 lfo5; tab-stops: list .5in"><FONT size=3><SPAN style="COLOR: black; FONT-FAMILY: 'Verdana','sans-serif'">NEXT MEETING </SPAN><STRONG><SPAN style="FONT-FAMILY: 'Verdana','sans-serif'">Wed., Jan. 21. Newcomers are welcome.</SPAN></STRONG><SPAN style="FONT-FAMILY: 'Verdana','sans-serif'"> </SPAN></FONT></LI></UL>
<P class=MsoNormal style="MARGIN: 0in 0in 6pt; COLOR: #333333; LINE-HEIGHT: 15.6pt; mso-margin-top-alt: auto; mso-list: l3 level1 lfo5; tab-stops: list .5in"><FONT size=3><SPAN style="FONT-FAMILY: 'Verdana','sans-serif'"><o:p></o:p></SPAN></FONT> </DIV>
<P class=a style="MARGIN: 0in 0in 10pt 0.5in; TEXT-INDENT: -0.25in; mso-list: l1 level1 lfo2; tab-stops: list .5in"><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-bidi-font-weight: bold"><SPAN style="mso-list: Ignore">Ø<SPAN style="FONT: 7pt 'Times New Roman'"> </SPAN></SPAN></SPAN><B><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: SimHei; mso-bidi-font-family: 'Times New Roman'">We thank George Blow and COX10 for their dedication to getting the facts about Road Home to applicants and UNO for providing facilities for our mostly biweekly meetings!<o:p></o:p></SPAN></B></DIV>
<P style="MARGIN-LEFT: 0.5in; TEXT-INDENT: -0.25in; mso-list: l1 level1 lfo2; tab-stops: list .5in"><SPAN style="FONT-FAMILY: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-bidi-font-weight: bold; mso-fareast-language: ZH-CN"><SPAN style="mso-list: Ignore"><FONT size=3>Ø</FONT><SPAN style="FONT: 7pt 'Times New Roman'"> </SPAN></SPAN></SPAN><B><SPAN style="FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-language: ZH-CN"><FONT size=3>The 2-hour <SPAN style="COLOR: green">CHAT meeting on Dec. 10, 2008 about Road Home Contradictions</SPAN> has been/will be shown on:</FONT></SPAN></B></DIV>
<P style="MARGIN-LEFT: 0.5in; TEXT-INDENT: -0.25in; mso-list: l1 level1 lfo2; tab-stops: list .5in"><B><SPAN style="FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-language: ZH-CN"><FONT size=3><o:p></o:p></FONT></SPAN></B> </DIV>
<P class=a style="MARGIN: 0in 0in 10pt"><B><SPAN style="FONT-SIZE: 12pt; COLOR: red; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: SimHei; mso-bidi-font-family: 'Times New Roman'">Tues., Dec. 16, 4 PM; Wed., Dec. 17, noon; Thurs., Dec. 18, 8 AM; Tues., Dec. 23, noon; Thurs., Dec. 25, noon; Fri., Dec. 26, 8 AM; Sat., Dec. 27, 4:30 PM; Sun., Dec. 28, 1 PM; Mon., Dec. 29, noon; Wed., Dec. 31, 2 PM; Thurs., Jan. 1, 1 PM; Fri., Jan. 2, 8 AM & 6 PM; Sat., Jan. 3, 3 PM; Mon., Jan. 5, 1:30 PM; Tues., Jan. 6, 3 PM; Wed., Jan. 7, noon; Thurs, Jan. 8, 4 PM; Fri., Jan. 9, 1:30 PM; Sat., Jan., 10, 3 PM; Mon., Jan. 12, 4 PM; Tues., Jan. 13, noon; Wed., Jan. 14, 2 PM; Thurs., Jan. 15, 2 PM; Fri., Jan. 16, noon; Sat., Jan. 17, 3 PM; Mon., Jan. 19, noon; Tues., Jan. 20, 3 PM;<SPAN style="mso-spacerun: yes"> </SPAN>Wed., Jan. 21, 3 PM; Thurs., Jan. 22, noon; Sat., Jan. 24, 3:30 PM.<o:p></o:p></SPAN></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><o:p><FONT face=Calibri size=3> </FONT></o:p></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 14pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'">2. “Surplus” Road Home funds and the LRA Board Resolution about them </SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'">(which was not previously sent to the Housing Task Force of the LRA Board; the HTF has not met since June, despite requests for meetings)<o:p></o:p></SPAN></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><SPAN style="FONT-SIZE: 14pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'">Here is an interchange by email this last week that you may find to be informative.<o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 14pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'">(See <A href="http://chatushome.com/">http://chatushome.com</A> for a copy of the resolution mentioned in the emails below)</SPAN></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">Dear Ms. Stephens:<o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 5pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>Thank you for your extensive answer and for a copy of the resolution.</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>Key words in your answer are “excess Program funds” and “Road Home commitments.”</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><FONT face=Calibri><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'">Those commitments should include following the LRA Road Home Statement of Principles as much as possible, including the following. </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></FONT></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><B><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>“The calculation of <I>Road Home</I> program benefits should be consistent, fair, and accurate.”</FONT></SPAN></B><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><B><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>“Every applicant should have access to a fair and swift resolution of errors, disputes, and appeals. </FONT></SPAN></B><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><BR></SPAN><FONT face=Calibri><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'">The Road Home</SPAN></I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"> program should have a timeline for dispute resolution and appeals. The resolution and appeals process should be mandated in the program rules to provide a written, point-by-point response to applicants for all questions raised in their appeal.”</SPAN></FONT><SPAN style="FONT-SIZE: 12pt;
COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><FONT face=Calibri><B><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'">“</SPAN></B><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'">Homeowners must be given timely, accurate information about their files at every stage through closing and appeals.“ </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></FONT></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri> </FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>At CHAT we have read and heard hundreds of detailed descriptions from applicants who have been left stuck with shortchanging mistakes in their grant calculation that they could not get fixed for example for the following reasons:</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri> they had to abandon their appeal so that they could get their elevation grant;</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri> they were erroneously told at their grant closing that they could not appeal;</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt 0.5in; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>they checked off a box to appeal at closing on an official form but did not realize that they also had to send in a letter;</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt 0.5in; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>their dispute resolution was left in limbo and they were told that they could not appeal until their dispute resolution was finished; we know that some never had resolution nor follow-up by RH;</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt 0.5in; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>they had an appeal without being allowed to see a copy of their file or even their damage report (CAD report) or pre-storm home values so that they could not know the nature of the mistakes they were appealing;</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt 0.5in; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>their appeal was denied by phone with no letter or with a letter containing only a vague phrase in explanation with no meaningful responses to the substance of their complaint;</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt 0.5in; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>their Type 1 or 2 designation or their estimated cost of damage was clearly wrong and often differed from neighboring homes of similar size but, during the appeal , there was no redetermination on site or by an individual different from the first Home Evaluation Team member who delivered the erroneous determination;</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt 0.5in; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>they were not allowed to submit their certified appraisal to correct a very erroneous pre-storm value or otherwise refute clearly incorrect comparables;</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt 0.5in; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>they were not allowed to submit independent documentation to correct mistakes in CAD determinations.</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt 0.5in; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri> </FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>The number of applicants who approach us with mistakes in Road Home calculations is certainly a tiny fraction of the total. Moreover, with professional advocate help, clear-cut mistakes by appealing applicants are usually found and corrected. In contrast, the vast majority of applicants who have disputed their grant amount had no such help and, as a result, many are suffering with severe debt, loss of their home or use of their home, or living under unsafe conditions as a result.</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><FONT face=Calibri><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'">We were told by OCD officials that the ongoing audit is conducted by ICF and a representative sample by the Legislative Auditor. Neither affords applicants the chance to have input to correct mistakes in pre-storm value, estimated cost of damage, Type 1 or Type 2 damage, insurance benefits subtracted for personal items instead of structural damage. </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></FONT></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>Please tell us how any somewhat accurate calculation of excess Program funds can be made under these conditions.</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>In addition, there have been many restrictive CCBs that decreased grant amounts and that could be reversed to help the most needy of applicants, such as those changed policies that constricted additional compensation grants for low-income applicants.</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>There is no point approving use of this “excess” money for some future possible homeowner use (but more likely use for non-homeowner projects esp. a new hospital) when there is a program in place to do that (Road Home) but which needs to correct its many shortchanging mistakes.</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>There is no point is hoping that this rerouting of funds gets corrected downstream at the public comments stage.</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri> For example, many CHAT members , including myself, made public comments about LRA Action Plan Amendments 27 and 28. I have been asking Jessie Kome for HUD's decision about the Plans, which is overdue by a month and have not gotten an answer.</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>Would you please tell me if those Action Plan Amendments (27 and 28) have been approved by HUD?</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>Thank you again for your answer.</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>Melanie Ehrlich</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>Co-Chairman, Citizens’ Road Home Action Team (CHAT)</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; mso-fareast-font-family: 'Times New Roman'"><FONT face=Calibri>Member, LRA Housing Task Force</FONT></SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"><BR><BR>--- On <B>Wed, 1/14/09, Christina Stephens <I><</I></B></SPAN><B><I><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-size: 11.0pt">Christina.Stephens@LA.GOV</SPAN></I></B><B><I><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">></SPAN></I></B><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> wrote:<o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 12pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">From: Christina Stephens <Christina.Stephens@LA.GOV><BR>Subject: LRA November Resolution on disaster recovery appropriations<BR>To: "'</SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-size: 11.0pt">mehrlich8@yahoo.com</SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">'" <mehrlich8@yahoo.com><BR>Date: Wednesday, January 14, 2009, 12:11 PM<o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">Dr. Ehrlich –</SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">I am writing to offer clarification of the LRA’s resolution from November 2008, which asks Congress for flexibility in using Road Home funds. Based on some of your emails, there seems to be some confusion and misunderstanding about our intent. To be 100 percent clear – the resolution was NOT to divert funds from Road Home applicants. It was to allow us to use any EXCESS program funds for purposes not outlined in the strict Congressional language governing the $3 billion awarded to the state in the fall of 2007, including filling additional potential housing gaps.</SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">I believe the confusion stems from an unrelated discussion at the LRA board meeting where the flexibility resolution was considered. As you know, rebuilding the Charity hospital in downtown </SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-size: 11.0pt">New Orleans</SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> is a top priority for the state. We have been in seemingly endless negotiations with FEMA over how much the state will receive for this project. As our board members are concerned with the future of the hospital, they of course asked questions about if any excess Road Home funds
could be used for this purpose, AFTER our Road Home commitments have been met. This was merely a point of discussion. </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">Nothing in the resolution (which is attached) committed funds to the hospital or any other project in particular. As Charity hospital is a hot topic of conversation, the Advocate in </SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-size: 11.0pt">Baton Rouge</SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> reported on the possibility. I advised the reporter of a number of caveats that would exist before we could use the funding for anything other than the Road Home program, most importantly that we would meet our Road Home obligations first, and that we had not committed to anything. While
I don’t control how stories are written, it is my job to answer questions of the press. I was being truthful – yes, we COULD technically use funding, if it were freed up by Congress, for a hospital. We also could use funding, if it were freed up by Congress, for unmet housing needs. </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">We do not intend to divert money from those Road Home applicants who are eligible for grant awards. As you are aware, each day that we move forward in the program, we get more certainty about our budget and we feel that there is a likelihood that we will have funds remaining in the program. Based on Congressional language about our allocation, we cannot expand the Road Home program beyond our original action plan to enhance homeowner awards (meaning we can serve Sold Homes applicants and launch the Individual Mitigation Measures program). So to do any new programs, including those to meet housing gaps in our communities, we need flexibility.</SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times
New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">As it stands right now, if we have remaining funds in the Road Home, we will not be able to use them for anything – not for housing programs and projects, not for repairing infrastructure, not for constructing buildings. We must ask Congress to allow us to use these funds. We simply cannot leave federal funds on the table unspent when we have so many </SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-size: 11.0pt">unmet needs</SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> in our recovery. </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif';
mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">In order to use any remaining Road Home funds after we meet our Road Home obligations we would have to first get a Congressional waiver of regulations governing the last $3 billion of CDBG funds for the Road Home program. Then, we would have to dissect the budget to determine that, in fact, we had funds remaining in the program. Then, after discussion at the board level, we would publish an action plan amendment to suggest programming for the funds and outline our priorities. This would be published for public comment, then voted on by the LRA board, presented to the Joint Legislative Committee on the Budget and then voted on by the full </SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New
Roman'; mso-bidi-font-size: 11.0pt">Legislature</SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> before going to HUD for final approval. </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">As you can see, we are many, many steps away from reprogramming any dollars and any such reprogramming would go through multiple approval steps and public vetting.</SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">I hope this clarifies our action.</SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">Thanks, Christina </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">Christina Stephens<BR>Press Secretary<BR></SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'; mso-bidi-font-size: 11.0pt">Louisiana Recovery Authority</SPAN><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 14pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'"><o:p></o:p></SPAN></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><o:p><FONT face=Calibri size=3> </FONT></o:p></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><A href="http://www.lra.louisiana.gov/assets/docs/searchable/meetings/2008/11/111808AppropriationResolution.pdf"><FONT face=Calibri size=3>http://www.lra.louisiana.gov/assets/docs/searchable/meetings/2008/11/111808AppropriationResolution.pdf</FONT></A></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><o:p><FONT face=Calibri size=3> </FONT></o:p></DIV>
<P class=Normal1 style="MARGIN: 0in 0in 10pt 0.5in; TEXT-INDENT: -0.5in; LINE-HEIGHT: 14.4pt; mso-list: l4 level1 lfo1; tab-stops: list .5in"><SPAN style="FONT-FAMILY: Wingdings; mso-fareast-font-family: Wingdings; mso-bidi-font-family: Wingdings"><SPAN style="mso-list: Ignore"><FONT size=3>v</FONT><SPAN style="FONT: 7pt 'Times New Roman'"> </SPAN></SPAN></SPAN><B style="mso-bidi-font-weight: normal"><FONT size=3><SPAN style="FONT-FAMILY: 'Calibri','sans-serif'">Excerpts of Draft Minutes, LRA Board Meeting Nov. 18, 2008 </SPAN><o:p></o:p></FONT></B></DIV>
<P class=Normal1 style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT face="Times New Roman"><B>Monthly Budget Presentation</B> </FONT></FONT></DIV>
<P class=Normal1 style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman" size=3>Mr. Paul Rainwater said we had asked HUD for an Action Plan Amendment to eliminate the $150,000 cap on the Road Home program. We are not sure how much will be spent on elevations, but $650 million has been drawn down in individual mitigation funds. It is not known how much LLT will spend on demolitions and slab removals, but it could range between $300 and $450 million. Adjustments are being made to the Small Rental program, but there could be between $300 and $500 million in unallocated funds. We do not want to return these funds to the Treasury because we want homeowners to have this funding. Mr. Sean Reilly asked if these are just Road Home figures. Mr. Rainwater explained that the figures encompass all recovery programs. If we are allowed some flexibility by Congress, then we may be able to help Charity Hospital , the New Orleans Sewerage and Water Board and others in
need. </FONT></DIV>
<P class=Normal1 style="MARGIN: 0in 0in 0pt"><FONT face="Times New Roman" size=3>Mr. <I style="mso-bidi-font-style: normal">Sean</I> Reilly offered a motion to approve a resolution to petition Congress for reallocation of the appropriations to cover other obligations. The motion was seconded by Ms. Pat LeBlanc </FONT></DIV>
<P class=Normal1 style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT face="Times New Roman"><B>Final Approval of the Resolution to Petition Congress for Reallocation of the</B> <B>Appropriations to Cover Other Obligations.</B> </FONT></FONT></DIV>
<P class=Normal1 style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT face="Times New Roman"><B>RESOLVED, that the Board hereby accepts and approves the resolution to petition</B> <B>Congress for reallocation of the appropriations to cover other obligations.</B> </FONT></FONT></DIV>
<P class=Normal1 style="MARGIN: 0in 0in 0pt"><FONT size=3><FONT face="Times New Roman"><I>Voting: Rep. Karen Carter-Peterson, Dupre, Jas Gill, Lasseigne, Pat LeBlanc, Walter Leger Jr., Roy O. Martin III, Sen. Edward Murray , Sean Reilly,</I> <I>and John E. Smith.</I> </FONT></FONT></DIV>
<P class=a style="MARGIN: 0in 0in 10pt"><B><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: SimHei; mso-bidi-font-family: 'Times New Roman'"><o:p> </o:p></SPAN></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 14pt; FONT-FAMILY: 'Arial','sans-serif'">3. </SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 14pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">Imagine this</SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 14pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'">!</SPAN></B><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"><o:p> </o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 12pt; COLOR: #943634; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'; mso-themecolor: accent2; mso-themeshade: 191">(Actually, unfortunately it is reality and is indicative of the LRA, OCD, & ICF squeezing grants smaller by 2008 rule changes and unpublicized procedures)<o:p></o:p></SPAN></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"><o:p> </o:p></SPAN></DIV>
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<P class=MsoNormal style="MARGIN: 0in 0in 10pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-line-height-alt: 14.4pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 16pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">In </SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 16pt; COLOR: red; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">July 2008</SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 16pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> mold and mildew </SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 16pt; COLOR: red; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">were added</SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 16pt; COLOR: #333333; FONT-FAMILY:
'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> to Protocols for CADs (Damage Estimate Reports) </SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 16pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'">as items </SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 18pt; COLOR: red; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'">NOT</SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 16pt; COLOR: red; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN></B><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 16pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'">covered. <o:p></o:p></SPAN></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"> </SPAN><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'">Do OCD and LRA officials understand the damage done by sewage, sea water, flood water mixtures standing for weeks in homes with applicants often unable to return to clean up for months?<o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p> </o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'">5. <I>Appendix A: </I>Added damages related to mold and mildew</SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Times New Roman','serif'; mso-fareast-font-family: 'Times New Roman'">to the list items<SPAN style="BACKGROUND: yellow"> not</SPAN> covered by <I>Road Home Program</I></SPAN><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 5pt; LINE-HEIGHT: 14.4pt"><SPAN style="FONT-SIZE: 10pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto; mso-line-height-alt: 14.4pt"><FONT size=3><B><I><SPAN style="FONT-SIZE: 18pt; COLOR: #333333; FONT-FAMILY: 'Tahoma','sans-serif'; mso-fareast-font-family: 'Times New Roman'">Protocols for Estimating Replacement Housing Costs, v16</SPAN></I></B><B><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Arial Black','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></B></FONT></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><B><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Arial Black','sans-serif'; mso-fareast-font-family: 'Times New Roman'">47</SPAN></I></B><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'"> The following repairs and replacements ARE NOT covered under </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">The Road Home</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Program:</SPAN></I><B><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><B><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">Exterior</SPAN></I></B><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Detached garages and outbuildings</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Boat ramps, docks</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">BBQ grills</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Landscaping, including tree removal for aesthetic purposes</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Aluminum patio covers, not to include carport covers</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Pools, pool houses, jetted tubs</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Exterior showers</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Decks and patios</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Aluminum or wooden awning</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Solar heating and power systems</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Skylights (not for replacement; skylight repair is eligible)</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><B><I><U><SPAN style="FONT-SIZE: 12pt; COLOR: #007f40; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Window shutters</SPAN></U></I></B><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Security bars on windows</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Specialty roofing (minimum allowance only)</SPAN></I><B><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><B><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'Arial','sans-serif'; mso-fareast-font-family: 'Times New Roman'">Interior</SPAN></I></B><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">2</SPAN></I><I><SPAN style="FONT-SIZE: 7.5pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">nd </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">kitchens (in single family homes)</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Crown molding, wainscoting</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Entertainment systems (in-wall speakers, wiring, etc.)</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">All special construction not found in moderate-cost housing</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Cabinets in excess of 22 linear feet in any room</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Custom shelving in walk-in closets</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Wallpaper</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Countertop appliances</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Jacuzzi-style tubs</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Washers and dryers</SPAN></I><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"> <o:p></o:p></SPAN></I></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt; LINE-HEIGHT: 14.4pt; mso-margin-top-alt: auto; mso-margin-bottom-alt: auto"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><B style="mso-bidi-font-weight: normal"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #c00000; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Wood floors (repair only)</SPAN></I></B><B style="mso-bidi-font-weight: normal"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'"><o:p></o:p></SPAN></I></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><I><SPAN style="FONT-SIZE: 12pt; COLOR: #333333; FONT-FAMILY: 'SymbolMT','serif'; mso-fareast-font-family: 'Times New Roman'">• </SPAN></I><B style="mso-bidi-font-weight: normal"><I><SPAN style="FONT-SIZE: 12pt; BACKGROUND: yellow; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">Damages related to mold and mildew</SPAN></I></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><B style="mso-bidi-font-weight: normal"><I><SPAN style="FONT-SIZE: 12pt; BACKGROUND: yellow; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'"></SPAN></I></B> </DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><B style="mso-bidi-font-weight: normal"><I><SPAN style="FONT-SIZE: 12pt; BACKGROUND: yellow; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'"></SPAN></I></B> </DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 12pt; BACKGROUND: yellow; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'"><FONT style="BACKGROUND-COLOR: #e6e6e6">4. Applicants with Grave Road Home Problems Continue to Write to Us for Help</FONT></SPAN></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 12pt; BACKGROUND: yellow; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'"><FONT style="BACKGROUND-COLOR: #e6e6e6"></FONT></SPAN></B> </DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 12pt; BACKGROUND: yellow; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'"><FONT style="BACKGROUND-COLOR: #e6e6e6">See our website for specific information that may help with appeals and other Road Home matters.</FONT></SPAN></B></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 0pt; LINE-HEIGHT: 14.4pt"><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 12pt; BACKGROUND: yellow; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'"><FONT style="BACKGROUND-COLOR: #e6e6e6"></FONT></SPAN></B> </DIV><B style="mso-bidi-font-weight: normal"><SPAN style="FONT-SIZE: 12pt; BACKGROUND: yellow; COLOR: #333333; FONT-FAMILY: 'ArialMT','serif'; mso-fareast-font-family: 'Times New Roman'">
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'"><A href="http://chatushome.com/">http://chatushome.com</A> <o:p></o:p></SPAN></DIV></SPAN></B></TD></TR></TBODY></TABLE><SPAN style="FONT-SIZE: 11pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Calibri','sans-serif'; mso-fareast-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-fareast-language: EN-US; mso-ansi-language: EN-US; mso-bidi-language: AR-SA"><BR style="PAGE-BREAK-BEFORE: always" clear=all></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'">Best wishes,<o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'"><o:p> </o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'">Melanie Ehrlich<o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'">Co-Chairman, Citizens’ Road Home Action Team (CHAT)<o:p></o:p></SPAN></DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'"><o:p></o:p></SPAN> </DIV>
<P class=MsoNormal style="MARGIN: 0in 0in 10pt"><SPAN style="FONT-SIZE: 12pt; LINE-HEIGHT: 115%; FONT-FAMILY: 'Arial','sans-serif'"><o:p> </o:p></SPAN></DIV>
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